HIGH RISK PROCESSING

What is a High-risk Payments Processing Solution?

Getting discouraged with the outrageous fees to accept credit cards? Did you know that the Durbin Amendment allows you to pass those fees to the customer? Cash Discounting occurs when an establishment offers a discount to customers who pay by cash instead of credit cards. There’s a small convenience fee that is added to the transaction to the customers who pay the advertised price through credit cards. With this program, the convenience fee collected from the customer covers ALL the business’ monthly processing costs and this will lead to businesses to have zero processing fees. With our program, you can save so much. With your savings, you can focus more on improving your business: invest in infrastructure, hire more people, buy better equipment, and a lot more.

With the expectations for High Risk merchants to have chargeback fees, payment processors covering a rolling reserve to the merchant account is commonly practiced. This reserve then will be used by the acquiring bank to offset these expected chargebacks. Due to the merchant’s unforeseen behavior, the reserve serves as the bank’s additional layer of protection against this volatility.

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